Line 01 · Buildings and contents
Household
Buildings at rebuild cost, contents at replacement, and the things a standard wording quietly leaves out — outbuildings, boundary walls, the freezer.
Schedule of cover
Four lines, and the case where there is none
Every policy we write carries its own figures, and those figures cut its own engraving. Open a line to read what it covers, what it does not, and the plate its numbers produce.
FOLD — DO NOT DETACH
Line 02 · Two vehicles and up
Motor fleet
One renewal date for the whole fleet instead of five, and a claims line that does not ask which vehicle it was before it asks whether anyone is hurt.
Line 03 · Stock, glass, interruption
Shop and premises
Stock, fixtures, the shopfront glass, and the money you do not take while the shutter is down. Business interruption is the cover most shops find out about too late.
Line 04 · Tools, work, and the people near it
Trade and liability
Tools on the van and off it, the liability that follows the work home, and cover for the job you have already been paid for.
The null case
No cover
A certificate with no sum insured has no fixed gear for the engine to roll inside, so there is no line to cut. This page is here because a claim about a machine is worth nothing without the case where the machine does nothing.